AI-powered collections — live 24/7

Never miss a
recovery window.

Agnitio deploys multilingual AI voice agents that contact your debtors around the clock — with perfect FDCPA compliance, configurable escalation, and measurable results from day one.

24/7/365 Always on
Connect rate vs. human dialing
40–60% Cost reduction
FDCPA/TCPA Built-in compliance
Agnitio Agent
Active call
ES
Agent: Buenos dias, le llamo respecto a su cuenta pendiente. Tenemos un plan de pago flexible disponible...
Debtor: [Connected — listening]
Call #4,821 today 8:47 elapsed
How it works

One agent. Every conversation. Zero dropped calls.

Agnitio's voice agents operate as an autonomous extension of your team — dialing, conversing, negotiating payment plans, and escalating when the situation demands human judgment.

Multilingual outreach

Reach debtors in English, Spanish, Mandarin, French, and more — configured per portfolio, automatically.

Compliant by design

Every call follows your FDCPA/TCPA scripts. No slip-ups, no violations, no liability. Audit trail on every interaction.

Instant escalation

Disputes, distress signals, and hardball negotiators are flagged and handed off to your team with full context intact.

Live performance dashboard

Monitor connect rates, recovery outcomes, agent status, and compliance scores — in real time, from a single pane of glass.

Optimal contact timing

AI analyzes debtor history and contacts them at the times proven to produce the highest response rates — not 9-to-5 by default.

Handles objections

Natural conversation — the agent responds to pushback, hardship claims, and payment negotiations in real time without breaking character.

Compliance built in, not bolted on

FDCPA. TCPA. CFPB.
Every call, every time.

Agencies lose millions annually to compliance violations — most caused by human error on routine calls. Agnitio removes that risk entirely. Every script is configurable to your legal requirements. Every call is logged and auditable. Every action is policy-verified before execution.

FDCPA Compliant
TCPA Ready
Full Audit Logging
SOC 2 Type II
State Licensing Compatible
Measured in production, not pitch decks
85%
Early-stage (0–30 day) debt containment rate — AI handles it without human intervention
Recovery rate improvement reported by agencies switching to AI voice outreach
87%
Reduction in compliance violations after AI deployment vs. human-agent baseline
20×
Calls an AI agent handles per shift compared to a human collector

The collections industry is shifting.
Agnitio is the infrastructure it's shifting to.

AI adoption in collections went from 11% to 18% in a single year. By late 2025, over 70% of financial institutions will use AI at scale. The agencies that deploy AI-native voice agents now will own the relationships that matter — at a cost structure no human team can match.

Agnitio is built for the mid-market agency that wants enterprise-grade intelligence without the enterprise procurement process.

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