AI voice agent — English & Spanish, 24/7

Your bilingual agents
just went 24/7.

Agnitio calls English- and Spanish-speaking debtors in their native language — no bilingual staff required. Handles payment arrangements, dispute escalation, and FDCPA compliance on every call. 65% lower cost per contact than your current approach.

Book a Demo View Dashboard
EN + ES Native fluency, no interpreter
24/7/365 Always on
65% Lower cost per contact
FDCPA/TCPA Built-in compliance
Agnitio Agent
Active call
ES
Agent: Buenos dias, le llamo respecto a su cuenta pendiente. Tenemos un plan de pago flexible disponible...
Debtor: [Connected — listening]
Call #4,821 today 8:47 elapsed
Built for bilingual collections

Stop losing Spanish-speaking accounts to language gaps.

Roughly 40% of US consumer debt accounts involve Spanish-speaking debtors. Most agencies can't staff bilingual coverage around the clock. Agnitio can — on every call, every shift, with FDCPA compliance built in.

English and Spanish, natively fluent.

Real-time language detection means every debtor hears the agent in their own language — no code-switching, no interpreter overhead. Additional languages supported as needed.

Compliance isn't a checklist. It's the product.

Human error causes 73% of FDCPA violations. Every Agnitio call follows your exact script — every time, without drift. Full audit log attached.

Instant escalation when it matters

Disputes, hardship calls, and hardball negotiators are flagged and handed to your team with full conversation context. No dropped signals.

Real-time dashboard — no guessing

Connect rates, cost per call, compliance scores, recovery outcomes. One view. No spreadsheet gymnastics required.

Contact when it actually works

AI schedules outbound calls for the times proven to produce responses — not 9am Monday. Your debtors are more reachable than your schedule thinks.

No turnover. No training. No burnout.

49% annual collector churn means you're constantly training people who leave. Agnitio is software — it doesn't need a two-week onboarding or a new offer letter.

What sets us apart

24/7. No exceptions.

Your debtors don't only call between 9 and 5. Neither does Agnitio. Dialers run around the clock — reaching accounts when they're actually available to talk, not just when your staff is on shift.

FDCPA and TCPA, every call.

Scripts are enforced, not suggested. Every interaction leaves a full audit log. No drift, no human lapses. Compliance is the default state — not a checklist your team has to remember.

No bilingual staff required.

The core use case: agencies serving Spanish-speaking debtors without the overhead of bilingual staffing, training, and turnover. Agnitio handles the language — you handle the strategy.

Real-time dashboard. No guessing.

Call status, language breakdown, compliance scores, and recovery outcomes — all in one view. Know at any moment which campaigns are working and where your recovery rate stands.

Compliance built in, not bolted on

FDCPA. TCPA. CFPB.
Every call, every time.

Agencies lose millions annually to compliance violations — most caused by human error on routine calls. Agnitio removes that risk entirely. Every script is configurable to your legal requirements. Every call is logged and auditable. Every action is policy-verified before execution.

FDCPA Compliant
TCPA Ready
Full Audit Logging
SOC 2 Type II
State Licensing Compatible
Interactive Demo

Talk to our AI — right now.

No sign-up required. Click the mic, speak, get a live response. English, Hebrew, or Spanish.

Agnitio Voice Agent Ready to talk
Your conversation will appear here
Microphone access required
Trilingual — English, Hebrew & Spanish
Real AI, real conversation
No Twilio account needed

Want to deploy this for your agency?

Open Dashboard
The pain points we solve — measured, not claimed
$4.28
Average cost per outbound call for human agents. Agnitio handles the same conversation at a fraction of that.
49%
Annual collector turnover rate in the US. Every new hire is 6–9 months from full productivity. Agnitio doesn't quit.
87%
Reduction in compliance violations after AI deployment vs. human-agent baseline — human error is the #1 cause of FDCPA violations.
More recovery conversations completed per day vs. a human agent. Your best collectors spend time on cases that actually need them.

The agencies hitting their recovery targets
are the ones that stopped relying on humans to make every call.

AI adoption in collections went from 11% to 18% in a single year. By late 2025, over 70% of financial institutions will use AI at scale. The gap between agencies using AI-native voice agents and those still hiring collectors is only going to widen.

Agnitio is built for the mid-market agency that wants enterprise-grade intelligence without the enterprise procurement process. Up and running in days, not months.

Book a Demo View Dashboard →